![]() It is a simple worksheet and great for someone just starting and looking for a monthly expenses template. This is the first budget I used, so I thought it would make sense to offer it to my readers. Now that you know the importance of budgeting, let’s look at the best options. This will allow you to review your spending habits and identify areas where you might be spending more than you thought, allowing you to take corrective action. The other benefit of using a budget is tracking monthly expenses. If you don’t, you are just digging into a deeper financial hole every month that will get harder and harder to get out of.
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